Investing in high-yielding dividend stocks of Microsoft, ExxonMobil, AT&T, Verizon, Apple, Texas Instruments or Shell Oil, is a safe bet as these are less risky. If you are looking to sell your low yield stocks and investing purely in the ones that provide increased dividends regularly then there are a number of industry sectors you can look into.

Are you on the verge of retiring? Then you must start thinking about your post-retirement investments. You must look for safe investments that will give you a good annual return. It is not possible nowadays to get 5% to 7% ROI. But there are many safe places to invest. To find out safe places you need to know the type of investments that provide the protection of principals- FDIC insured money market accounts, savings accounts, and short term CDs.

We are all well aware of the fact that we should save more for our post retirement life. We should never take the risk of not investing at the right time and leading a post-retirement life of debts. Hence, you should plan at the earliest. One should look for where to have a safe savings account, which retirement plans are high-yielding, etc.

IRA, Individual retirement account, gives you the opportunity to plan your retirement savings combined with quite a few tax benefits. There are two different types of Individual retirement accounts on the basis of the tax deductions for contributions. While tax is calculated for the funds that move to the Roth IRA account, there won’t be any tax deduction at the time of withdrawal.

One of the most prevalent retirement plans available is the 401(k) plan sponsored by the employer, which allows an employee to segregate his paycheck so that a part goes into his retirement plan. As the funds that are deducted from your paycheck for this purpose are taken before tax calculations, you would be paying the tax for income post this subtraction.

Particularly this retirement calculator is more efficient than the other ones. You will get all the forecasts of retirement savings needs, adjusting for inflation etc. It also helps you plan a modern retirement with phased income, part-time business income, real estate income, and many other income streams. In this retirement calculator, you can add up to three post retirement incomes.

While investing in stock markets is luring, it is just as risky. All the money that you could gain could just as easily be lost. So, one could very easily be convinced not to invest in stocks. However, they have their charm, their surprise elements and most importantly they don’t constitute every penny you make but only a part of it.

Making money by investing in stocks is not as easy as one thinks it would be. There is a lot of research done, a lot of history dug up, a lot of thought processes and perspective involved in this market. In spite of all of that, there has not been a trend or a formula that could explain the market.

Foreign exchange, commonly called Forex or FX is the market in which currencies, or simply put, money, is traded. It may sound contradictory at first. How is it possible to buy and sell money ? Well, money is not traded physically here. With the help of modern technology, currency is bartered electronically between the many financial markets around the world.

Money. Wealth. Funds. Assets. Capital. Finances. All these words refer to the same thing, right? Right, and wrong. Depending on the context in which we use these words, their meanings change. In a broad sense, they all can be used interchangeably. But in the context of investment services and wealth management, we must understand their exact interpretations.

Retirement calculators are very useful if used properly. But if you are unsure as to how to use it, calculations can get a little confusing. There are certain rules and guidelines associated with retirement calculators that will help you to use it properly. The calculation is loosely based on the assumption of how much money you need to retire:

Having a Social Security Number (SSN) is a must for collecting Social Security benefits and for availing other government services. This is an important piece of document, and it is recommended that it be kept safe and is not necessary to be carried in person always. To qualify for applying for a Social Security card replacement online:

The Social Security Number (SSN) and card issued is an important document which is with you throughout your life, and not just in your retirement. It is needed if you need any benefits (disability benefits, survivor benefits) or if you need a record of your earnings. Losing such an important document need not necessarily put you in a fix since ssa.gov lets you apply for your Social Security card replacement in a hassle free manner.

Pension annuity calculators give an estimate of how much retirement income your savings can get you. There are free calculators online that help you plan a comfortable retirement. Here are some jargon and technicalities that would come up while using pension annuity calculators: Annuity – It is an insurance contract that takes the form of an investment, providing an income source with periodic payments for an agreed upon time period for the investor and their beneficiary.